In the Netherlands, most transactions in shops are done by cash payments in Euros or through a pinpas (debit card). It is also quite common to use a contactless payment method. The embedded chip and antenna enables consumers to wave the card or a mobile telephone over a reader at a point of sale terminal. This payment method can be used for payments of less than € 50 without entering a pin code. For payments that are more than € 50, a pin code is required. In many shops, hotels and restaurants, you will be able to pay with a credit card, but this is not common. Banks offer many services such as personal accounts, internet banking, saving accounts and credit cards.





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