Social security

Social security in the Netherlands is divided into a National Social Security scheme (Volksverzekeringen) and an Employee Social Security scheme (Werknemersverzekering).

Handy Dutch words and phrases

  • ANW (Algemene Nabestaandenwet) - Surviving Dependents Act
  • AOW (Algemene Ouderdomswet)- Old Age Pensions Act / state pension
  • toeslag - benefit / allowance
  • UWV (Uitvoeringsinstituut Werknemersverzekeringen) - employee insurance agency
  • volksverzekeringen - national social security scheme
  • werknemersverzekering - employee social security scheme

There are conditions for each benefit. See Ministry of Social Affairs and Employment | Government.nl for more information.

For more information

  • Information from the Dutch government on social insurance contributions

  • Information from the Ministry of Social Affairs and Employment on social security benefits

  • Information on employee social security from the UWV (public service provider)